Terms of Service

1. Acceptance of Terms

By accessing or using the services provided by Hope Spencer Notes, you agree to comply with and be bound by these terms. If you disagree with any part, you must not use our services.

2. User Eligibility

Our services are intended for users who are 18 years or older. By using our service, you confirm that you meet these eligibility requirements.

3. Account Responsibilities

Users are responsible for maintaining the confidentiality of their account and password and for restricting access to their computer. You agree to accept responsibility for all activities that occur under your account.

If you have a concern, please do not go directly to refuting charges with the bank or credit card company. Please email me at info@hopespencernotes.com so I can resolve your concern for you. 

Thank You!